Spendr vs BLAZEPAY ACH

Spendr and BLAZEPAY ACH both take cannabis payments by bank (ACH). BLAZEPAY ACH is built into BLAZE and powered by Aeropay: customers scan a QR code, log in to their bank, and pay. It only works on BLAZE and is payments only. Spendr works with any POS, including BLAZE, and adds Spendr-funded rewards for your customers and marketing that brings them back; customers can pay in the app or on the web with no download required (Spendr publishes a 22% average increase in transaction value).

Snapshot

Product

Spendr: Payments + rewards + marketing

BLAZEPAY ACH: Pay-by-bank built into BLAZE (separate from BLAZE card terminals)

App?

Spendr: Optional — iOS, Android, or web

BLAZEPAY: No — scan QR, bank login, pay

How customers pay

Spendr: QR code or phone → pay from bank (wallet optional)

BLAZEPAY: QR code → bank login → pay; delivery supported

POS fit

Spendr: Any POS, including BLAZE as an offline tender (Spendr button in Dutchie; Flourish, Treez, Sweed, Weave integrations)

BLAZEPAY: Built into BLAZE

Rewards

Spendr: Spendr-funded rewards, plus retailer and brand rewards and deals

BLAZEPAY: Payments only

Settlement

Spendr: Instant into the merchant’s Spendr account; same-day ACH to the merchant’s bank; every payment guaranteed (no chargeback or return risk)

BLAZEPAY: Same-day ACH option (product page); support FAQ says settled within a business day

Tipping

Spendr: Supports tipping

BLAZEPAY: Optional tipping (vendor-reported)

Pricing: neither vendor publishes rates on these pages; ask each on a demo.

Pick this if

Choose Spendr if:

Want pay-by-bank plus Spendr-funded rewards and deals (revenue growth, not only a tender).

Not on BLAZE, or on BLAZE but want rewards that aren't tied to one POS.

Want a payments partner that invests in marketing your store.

Choose BLAZEPAY ACH if:

Only want payments, inside BLAZE.

Need tender + receipt + reporting (+ delivery) inside BLAZE.

Don't need customer rewards or marketing from your payments provider.

Run both only if your staff can support two cashless options.

The real difference

BLAZEPAY ACH is pay-by-bank built into BLAZE and powered by Aeropay. Customers scan a QR code, log in to their bank, and pay; the sale updates in BLAZE. BLAZE lists optional tipping and a same-day ACH settlement option. Like Dutchie Pay by Bank, it only works on its own POS and is payments only. It is separate from BLAZE's card terminals.

Spendr is pay-by-bank (ACH) plus Spendr-funded rewards and marketing, built to grow ticket size and repeat visits. Customers can pay in the Spendr app or on the web, with no download required.

Only want payments inside BLAZE → BLAZEPAY ACH. Want customers to come back, with Spendr funding their rewards and your marketing → Spendr (no POS switch required).

Trade-off in one line: BLAZEPAY is payments only, inside BLAZE; Spendr is payments plus Spendr-funded rewards and marketing on any POS. There is no direct BLAZE × Spendr integration, so on BLAZE Spendr runs as an offline tender. Written by Spendr; BLAZE details from blaze.me and support.blaze.me, checked October 2026.

Also compare:

What is Spendr? — What Spendr is, how a Spendr payment works, who funds rewards, and how it differs from cash, ATMs, and other pay-by-bank options.

Spendr vs Dutchie Pay by Bank — How Spendr compares with Dutchie's built-in pay-by-bank on settlement, chargebacks, rewards, and POS fit.

Spendr vs Aeropay — How Spendr compares with Aeropay's pay-by-bank network on customer app, rewards, POS integrations, and settlement.

Best cannabis payments for dispensaries (2026) — A Spendr-written buyer's guide to cannabis payment options for dispensaries: pay-by-bank (ACH), POS built-in payments, debit apps, and cashless ATMs.

Spendr for business — Onboarding, merchant tools, and Spendr's published results for dispensaries.

Sources

BLAZEPAY ACHBLAZE partnersFlourish x SpendrKayaPush x Spendr

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